The Shelnutt Law Firm, P.C. Blog
Monday, October 25, 2010
Rental Car Accidents
Auto accidents are an inconvenience at a minimum but can also be life changing or life ending. If you've been in an accident the last thing you need is to be burdened with complicating details. Getting into an accident while driving a rental car has a high likely hood of adding complications into the mix of all of the things you have to do. Most of the challenges related to wrecking a rental car are related to insurance coverage. There are a few possible types of coverage that may come into play after an accident. Knowing what coverage you have is important, having adequate coverage is essential. The two primary mediums of insurance coverage while driving a rental car are your personal auto policy or coverage you purchase from the rental agency. There are also other coverages that may be available such as that provided by a credit card provider. Personal Auto Policy – If you have full coverage insurance with a reputable company your coverage will likely apply to a vehicle you rent. The declarations of your policy should provide the information you need to understand your coverage. If you have questions about coverage you should contact your insurer prior to renting. Rental Agency Coverages – There are different levels of coverage available for purchase from the rental agency. Each of the coverages come at a significant premium but driving without adequate coverage has the potential for costing much more. The most important ingredient is that you know what coverage you have and making sure it's adequate in the event of an accident. If it does happen you'll be glad you had the coverage but you’re still going to need the help of a legal team experienced in helping people in the midst of complicated auto accident circumstances. Please contact The Shelnutt Law Firm, P.C., serving Gadsden, Birmingham, and Anniston, Alabama (and surrounding areas).
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